Photos 1 of 17
A four-cabin Bavaria Cruiser 46 is one of the most sensible ways into Adriatic ownership: real volume for family and guests, yet light enough to enjoy short-handed. Garbin adds a bow thruster for confident close-quarters handling, a bathing platform and boarding gangway for easy days at anchor, and a well-kept saloon for the evenings.
She shares her home marina — Punat on Krk — with her larger sister ship, minutes from Rijeka's airport and the northern cruising grounds. Placed in charter management, she is looked after end to end, from berth to booking, so ownership stays a pleasure rather than a project. Ask us for the feasibility study covering income, operating costs and VAT recovery on this specific boat.
Equipment inventory as listed for this yacht. Expand each category to review.
A baseline estimate for Garbin: our standard planning assumptions — 21 charter weeks at 1.30% of her price per week, 35% management fee, 7.85% owner-borne costs — applied to her asking price. Her personal feasibility study replaces these with her real charter rates, costs and VAT treatment.
The arithmetic: kept private − € 10.974 out of pocket · in charter management + € 13.828 — the difference, rounded, is the figure above. Berth, insurance and upkeep are owed either way; the season pays them while you are not on board.
Baseline estimate using our standard planning assumptions, not this yacht's measured performance — actual results vary with season, occupancy, personal-use weeks and market conditions. The full input VAT refund on purchase via a Croatian d.o.o. is additional and modelled separately in the full feasibility study. This is not a financial projection or guarantee. How we calculate these.
The full picture for Garbin — charter income, operating costs, financing on your terms, VAT recovery and exit value — comes in a per-yacht feasibility study. Prefer to talk it through first? We're glad to, and a sea trial from Punat can be arranged when you're ready to inspect.